DEBT COUNSELLING

Bouquet Debt Counselling practice.
Bespoke solutions for the over-indebted distressed consumer.
Practicing since April 2010.
An NCR Registered DC in terms of Section 44 of the National Credit Act 34 of 2005

PRACTICE AREAS

PRACTICE
AREAS

OUR VISION

Consumer consults Debt Counsellor
A new monthly budget is made which covers all basic needs
Credit providers supply information on all debts
A new payment plan is made and sent to the creditors
Credit providers agree or make counter proposals
The consumer starts to pay the new reduced monthly amount via a PDA (Payment Distribution Agency)
Court documents are created including the plan and response
The consumer signs a Confirmatory Affidavit for the court
The court considers the plan and responses and makes a court order
The consumer pays ever month
The PDA provides statements
Smaller debts paid off making more funds available for bigger debts
The time comes when the consumer can leave debt review or when all debts have been settled
A clearance certificate is issued and Credit Bureaus notified
The consumer can begin to use credit again if they want

ATTORNEYS

DEBT COUNSELLOR

CONTACT

306 Alexandra Road, Pelham , Pietermaritzburg, 3201

Email: pmbdebt@telkomsa.net
Tel: 033 386 9969

Whatsapp: 074 950 6726